NATCHITOCHES, La. — Open enrollment for Affordable Care Act health insurance plans is now underway, giving consumers an opportunity to select or update coverage for the coming year.

The enrollment period opened Sunday and will continue through Jan. 15. Consumers shopping for coverage may encounter changes this year, including higher premiums, fewer coverage options in some areas and revised eligibility requirements.

Officials also note that some financial assistance programs that previously helped reduce premium costs have changed, potentially affecting eligibility for certain individuals and families.

Residents are encouraged to review plan options carefully and complete enrollment before the Jan. 15 deadline.